Inside Mortgage Finance: Mortgage assumptions could make a comeback
An Inside Mortgage Finance article discusses the possibility of increased FHA loan assumptions in a rising interest rate market, highlighting CHLA’s call for a higher
In 2021, CHLA led the fight to successfully suspend the PSPA restrictions on Fannie/Freddie loans and small lender access to the GSE Cash Window. CHLA is also leading the way in educating Congress and federal agencies about IMBs through CHLA reports and the press.
Our DC conferences and zoom meetings give individual members unparalleled one-on-one access to senior federal agency mortgage officials and Members of Congress.
Our member-centric weekly calls and other forums give CHLA Members the opportunity to discuss challenges, issues, and ideas with the principals of similar IMB firms nationwide.
For 5 years, CHLA has been proposing a comprehensive administrative reform plan for Fannie Mae and Freddie Mac that protects small lender equitable cash window and securitization access; opposes new GSE charters that allow vertical integration by Wall Street banks; and minimizes transition risk. Read the latest version of CHLA’s plan.
An Inside Mortgage Finance article discusses the possibility of increased FHA loan assumptions in a rising interest rate market, highlighting CHLA’s call for a higher
A CHLA Op-ed in National Mortgage News features a detailed policy plan to modernize FHA, including expediting IT upgrades, giving FHA higher pay scale authority,
An extensive CHLA comment letter on new CRA regulations extensively argues that CRA for IMBs is neither necessary nor appropriate – and outlines a balance