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About Us

About us

Mission Statement

The Community Home Lenders Association (CHLA)  is a national non-profit association of small and mid-sized community-based mortgage lenders.  The mission of the CHLA is to promote federal mortgage programs, rules, and regulations which treat community mortgage lenders fairly, and which reflect the critical importance that community mortgage lenders play in providing broad access to credit for borrowers, in increasing competition in mortgage markets, and in providing borrowers with quality mortgage services and access to loans at a local level.

Community mortgage lenders face both significant challenges and new growth opportunities as the landscape for mortgage lending and servicing continues to change at an unprecedented rate.  Federal agencies are issuing a number of new regulations under Dodd-Frank, the CFPB continues to grow, and Congress is beginning a vigorous debate on the financial status and role of FHA, on the future of Fannie Mae and Freddie Mac, and on steps that could be taken to bring private capital back into mortgage markets, in order to shrink the footprint of Fannie, Freddie, and FHA.

These changes could have a major impact on community mortgage lenders. However, too often, policy makers in Washington hear only the voices of the biggest players, including so-called “too-big-to-fail” firms – often ignoring the perspective of other lender/servicers in the market.


Executive Director-Scott Olson




Scott has over 20 years experience working on Capitol Hill, 15 of which he served on the House Financial Services Committee, where he held a title of Housing Policy Director.  He worked extensively on housing finance issues, including GSE reform, FHA legislation, mortgage regulations, and mortgage servicing issues.  Scott Olson also has six years private sector experience as a public finance investment banker and four years experience in commercial real estate finance and investments.


To join CHLA or discuss how membership in CHLA works, contact Scott Olson at (703)475-7365 or at



Community Home Lenders Association (CHLA)

(703)475-7365 (cell)
(571)527-2601 (office)
2101 Wilson Boulevard, Suite 610
Arlington, VA 22201


Members:  The percentage of Section 162(e) non-deductible dues is estimated to be 10% in 2021.

Members of the Community Home Lenders Association met with Mark Calabria, Chief Economist for Vice President Pence

JOIN Today

Membership in CHLA gives members the opportunity to stay informed of developments in Washington that affect their business, to collaborate with like-minded firms, and to participate in efforts to influence Washington decision makers to adopt policies that affirm CHLA objectives.