In a Housing Wire Op-Ed, CHLA lays out a strong case against Federal Reserve Chairman Jerome Powell’s call to extend CRA to non-banks, including IMBs – citing IMBs much stronger track record serving minorities and underserved than banks and explaining why CRA for IMBs makes no sense.

In a National Mortgage News Op-ed, Bill Giambrone highlights CHLA’s recent letter to Treasury and FHFA asking for a suspension of the January PSPA amendments which cap the volume of “higher risk’ GSE loans and investor loans – and hurt smaller lenders by capping cash window sales to $1.5 billion a year.

In an article in the April Scotsman Guide Magazine, Taylor Stork and Matt Van Fossen highlight the paradox that mortgage loan originators that work at banks are exempt from basic qualifications requirements such as having to pass the SAFE Act text and an independent background check and completing 8 hours of annual continuing education. The article concludes by calling on the CFPB to close this

In a Housing Wire Op-Ed, CHLA Member Anthony Kellum of Kellum Mortgage highlights CHLA Recommendations to the incoming Biden Administration to expand FHA’s role in access to mortgage credit – such as ending Life of Loans and jump starting the FHA condo spot loan market.

In a National Mortgage News Op-ed, Matt Van Fossen and Taylor Stork make the case for smart state regulation of mortgage firms, in areas like Work at Home policies and prudential standards for servicers

Michael Delehanty pens an Op-Ed explaining the follow of the GSE Profit Sweep – which slowed down Fannie and Freddie’s emergence from conservatorship and raised fees during COVID-19