Op-Ed
Make LO Comp Work for Everyone
The strict application of the LO Comp Rule by the CFPB has hurt consumers in important ways. The Bureau should use its authority to tweak
Viewpoint: Temper Ideals with Reality in Housing Reform
Laudable goal of reducing government footprint needs to be weighed against what policy changes will accomplish By Michael Delehanty, chief financial officer, Community Home Lenders Association | bio
Opinion: Holistic approach needed to fix vital federal mortgage programs
The following Op-Ed by CHLA Board Member, Deborah Sturges, appeared in National Mortgage News on May 17, 2019. By Deborah Sturges In late March, the
Op-ed: Ginnie Mae must balance supervision with the scope of servicers' risk
By Scott Olson This Op-ed appeared in National Mortgage News on February 23, 2019. In tightening of supervision of its smaller issuers, there are reports
CHLA Op-Ed: It's Time for a New Regulatory Paradigm – November 2018
More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders Association “…the time has
CHLA Op-Ed: How IMBs are leading the way (8/9/18)
This Op-Ed appeared in HousingWire on August 9, 2018. by Scott Olson Independent mortgage bankers have increasingly been in the news of late. Ten years after the 2008
CFPB SHOULD USE QM PATCH RULEMAKING TO HELP FACILITATE A GSE UTILITY MODEL
In a new letter to the Consumer Finance Protection Bureau, the Community Home Lenders Association recommended the CFPB should help facilitate the creation of a
CHLA Won’t Let GSE Patch Without Fight, Says Scott Olson
CHLA won’t let the GSE Patch expire without a fight, Executive Director Scott Olson told the Scotsman Guide. “I would say unequivocally the biggest priority
CHLA TAKES CASE FOR IMBs TO CFPB DIRECTOR KRANINGER
HOME LENDER GROUPS ENCOURAGE CFPB TO TIER REGULATION BY SIZE AND CONSUMER RISK CHLA Asks Bureau to Ensure Bank Loan Officers Meet SAFE Act Competency