An op-Ed by Kelly Welch argues that the GSEs recent elimination of limited reviews and increased condo project reserve requirements could reduce affordable homeownership options for borrowers. Welch calls for a modification of the new rules, which took effect on Aug. 3, to better balance the objectives of sound condo mortgage loan underwriting AND maximally preserving affordable condo homeownership.

An op-ed by Scott Olson and Wayne Watkinson raises concerns about the proliferation of state exams for non-bank lenders and how this can become an opportunity for multiple states to pile on with excessive fines for relatively minor offenses

A CHLA op-ed highlights CHLA’s White Paper on Gen Z Homeownership Challenges – featuring research from CHLA members on the subject, a call to Washington for bold action, and a menu of policy recommendations focus on making entry level homeownership options more affordable.

Kelly Welch analyzes condo insurance changes made the previous week by Fannie Mae and Freddie Mac, and makes suggestions going forward on how to improve mortgage loan affordability