Op-Ed
Ginnie Mae Stress Testing Should Not Apply to Smaller Mortgage Banks
CHLA Board Member Deb Sturges, president and CEO of Hallmark Home Mortgage, writes in National Mortgage News that Ginnie Mae’s proposed stress testing should be limited to
Make LO Comp Work for Everyone
The strict application of the LO Comp Rule by the CFPB has hurt consumers in important ways. The Bureau should use its authority to tweak
Viewpoint: Temper Ideals with Reality in Housing Reform
Laudable goal of reducing government footprint needs to be weighed against what policy changes will accomplish By Michael Delehanty, chief financial officer, Community Home Lenders Association | bio
Opinion: Holistic approach needed to fix vital federal mortgage programs
The following Op-Ed by CHLA Board Member, Deborah Sturges, appeared in National Mortgage News on May 17, 2019. By Deborah Sturges In late March, the
Op-ed: Ginnie Mae must balance supervision with the scope of servicers' risk
By Scott Olson This Op-ed appeared in National Mortgage News on February 23, 2019. In tightening of supervision of its smaller issuers, there are reports
CHLA Op-Ed: It's Time for a New Regulatory Paradigm – November 2018
More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders Association “…the time has
NATIONAL MORTGAGE NEWS OP-ED: FHA’s strong financial showing points the way on policy
By Anthony Kellum Published December 03 2019, weblink Last month HUD published its annual FHA Actuarial Report. The report shows extremely strong financial performance —
CHLA Commends FHFA for Taking Next Step on GSE Capital
CHLA News Release on FHFA Re-proposing GSE Capital Rule
CHLA Lauds Administration’s Efforts to Make Small-Lender GSE Protections Permanent
The Community Home Lenders Association is pleased that FHFA Director Mark Calabria and Treasury Secretary Steve Mnuchin support efforts to ensure that smaller lenders enjoy
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