A CHLA Op-ed in National Mortgage News features a detailed policy plan to modernize FHA, including expediting IT upgrades, giving FHA higher pay scale authority, more flexibility for contracting, and access to direct spending for salaries and expenses

In a National Mortgage News oped, CHLA Executive Director summarizes this week’s CHLA comment letter on FHFA proposed seller/servicer financial requirements – suggesting changes to protect smaller IMBs

In an op-ed in Housing Wire, Craig Thomas, CHLA’s Policy Director, explains that CRA has not worked well in Massachusetts – and offers a number of ways that other states that have adopted CRA for IMBs can implement it in a streamlined way that avoids over-regulation of smaller IMBs to no public purpose.

In a National Mortgage News Op-Ed, CHLA Executive Director Scott Olson lays out the case for ending FHA’s Life of Loan Policy and cutting annual premiums – in response to FHA’s release of its annual report showing a capital ratio of 8%, more than 4 times the statutory requirement

CHLA’s Policy Director Craig Thomas outlines the positive trends this year for smaller lenders in GSE policies – including permanent G Fee parity, recent changes to expand access to GSE mortgage credit, and recommendations for further steps FHFA and the GSEs should take

CHLA’s Executive Director Scott Olson argues that with influential mortgage players in Washington using high priced lobbyists, small and mid-sized IMBs need to band together to win critical battles on issues like SAFE Act parity, cutting FHA premiums, and defending IMBs against efforts to paint IMBs as too risky