Op-Eds
NATIONAL MORTGAGE NEWS: STATE MORTGAGE REGULATORS NEED A SUPERVISION RESET
An op-ed by Scott Olson and Wayne Watkinson raises concerns about the proliferation of state exams for non-bank lenders and how this can become an opportunity for multiple states to pile on with excessive fines for relatively minor offenses
National Mortgage News: CHLA calls for ‘moon shot’ to boost Gen Z homeownershipNational Mortgage News:
A CHLA op-ed highlights CHLA’s White Paper on Gen Z Homeownership Challenges – featuring research from CHLA members on the subject, a call to Washington for bold action, and a menu of policy recommendations focus on making entry level homeownership options more affordable.
housing wire: Insurance is having a growing impact on condo affordabilityhousing wire:
Kelly Welch analyzes condo insurance changes made the previous week by Fannie Mae and Freddie Mac, and makes suggestions going forward on how to improve mortgage loan affordability
HOUSING WIRE: SINGLE CREDIT BUREAU PULLS – LOOK BEFORE YOU LEAP
An Op-Ed by CHLA President Taylor Stork highlights how a single bureau credit report could increase risk and raise rates
national mortgage news: The mortgage market runs on IMBs. Washington hasn’t caught upnational mortgage news:
An Op-Ed by CHLA President Taylor Stork highlights the key findings in CHLA’s annual IMB Report
Housing wire: Tapping investments for homeownership down paymentsHousing wire:
CHLA highlights its tax recommendations to boost homeownership – making 401(k) loans for down payments more flexible and creating a type of Starker exchange deferral of capital gains for funds gifted to children or grandchildren for down payment on a first time home purchase
NATIONAL MORTGAGE NEWS: CFPB eyes TRID changes that could reshape closing disclosures
Article highlights CHLA support for CFPBs review and cites CHLAs Rob Zimmer, who notes the trade group will recommend ways to give families updated and
SCOTSMAN GUIDE: TRADE GROUPS ASK PULTE TO RECONSIDER FANNIE AND FREDDIE CONDO RULES
Article highlights letter from industry trade groups representing lenders, brokers and community associations seeking one-year delay so that FHFA can revisit whether new condo rules
HOUSING WIRE: Housing groups push FHFA to delay, revise GSE condo loan changes
Article highlights industry letter from CHLA, CAI and NAMB to FHFA Director Pulte and the GSEs highlighting “significant concerns” about affordability, access and inventory as