Op-Eds
NATIONAL MORTGAGE NEWS: STATE MORTGAGE REGULATORS NEED A SUPERVISION RESET
An op-ed by Scott Olson and Wayne Watkinson raises concerns about the proliferation of state exams for non-bank lenders and how this can become an opportunity for multiple states to pile on with excessive fines for relatively minor offenses
National Mortgage News: CHLA calls for ‘moon shot’ to boost Gen Z homeownershipNational Mortgage News:
A CHLA op-ed highlights CHLA’s White Paper on Gen Z Homeownership Challenges – featuring research from CHLA members on the subject, a call to Washington for bold action, and a menu of policy recommendations focus on making entry level homeownership options more affordable.
housing wire: Insurance is having a growing impact on condo affordabilityhousing wire:
Kelly Welch analyzes condo insurance changes made the previous week by Fannie Mae and Freddie Mac, and makes suggestions going forward on how to improve mortgage loan affordability
HOUSING WIRE: SINGLE CREDIT BUREAU PULLS – LOOK BEFORE YOU LEAP
An Op-Ed by CHLA President Taylor Stork highlights how a single bureau credit report could increase risk and raise rates
national mortgage news: The mortgage market runs on IMBs. Washington hasn’t caught upnational mortgage news:
An Op-Ed by CHLA President Taylor Stork highlights the key findings in CHLA’s annual IMB Report
Housing wire: Tapping investments for homeownership down paymentsHousing wire:
CHLA highlights its tax recommendations to boost homeownership – making 401(k) loans for down payments more flexible and creating a type of Starker exchange deferral of capital gains for funds gifted to children or grandchildren for down payment on a first time home purchase
CHLA asks RHS to efficiently carry out delegated authority initiative in wake of employee directive
CHLA today wrote the Rural Housing Service (RHS) to once again commend RHS for its initiative to create delegated underwriting authority for lenders – but
SCOTSMAN GUIDE: CHLA says direct payments may be ‘only way’ to incentivize small-dollar FHA loans
Article highlights CHLA Letter to FHA Acting Commissioner Joe Gormley making implementation of small-dollar mortgage pilot programs — as the housing bill directs — a top priority.
NATIONAL MORTGAGE PROFESSIONAL: CHLA Says Direct Payments Are Key To Small FHA Loans
Article highlights CHLA letter to FHA presenting the group’s findings about implementation of Section 105 of the recently enacted “21st Century Road to Housing Act.,