Op-Eds
HousingWire – Opinion: Agencies are key to fixing Housing Affordability
The reality is that when it comes to homeownership affordability, gains aren’t made through big legislative proposals, but through positive incremental steps by the agencies that run our federal mortgage programs. As the legendary Ohio State football coach Woody Hayes put it, “Three yards and a cloud of dust.”
HousingWire – Opinion: IMB risk doesn’t merit regulator alarm
“IMBs welcome scrutiny of both their finances and their performance in serving consumers’ mortgage needs. They just ask that a good narrative doesn’t get in the way of the facts.”
National Mortgage News – What IMB Advocates Want in the Year Ahead
“As this year’s IMB Report explains, IMBs overwhelmingly originate federal agency mortgage loans, then sell them to diversified investors through securitization or sell them to aggregators. As a result, even if there are mortgage loan losses or declining mortgage asset values, IMBs are very much insulated. ”
HousingWire – Opinion: How regulators can reduce costs and increase equity
Regulators should take an active approach to ensuring real competition in essential mortgage loan origination services
HousingWire – Opinion: To support low-income borrowers, return Fannie Mae and Freddie Mac to the private sector
In the latest story on HousingWire, Scott Olson joins David Stevens, former CEO of the Mortgage Bankers Association, and Ted Tozer, former President and CEO of Ginnie Mae, to discuss the benefits of returning Fannie Mae and Freddie Mac to the private sector.
The Mortgage Note – Opinion: All Mortgage Loan Originators Should Be Qualified To Originate Loans
In an op-ed for The Mortgage Note, Scott Olson emphasizes the importance of requiring all bank loan originators be “qualified,” in light of the $12 million Bank of America fine for falsifying mortgage data.
Housingwire – GSEs will not count buyer agent commissions in cap on seller concessions
“CHLA appreciates Fannie Mae’s clarification today that seller payment of buyer realtor commissions will not be counted towards seller concession caps,” a spokesperson wrote in
HousingWire – Opinion: Agencies are key to fixing Housing Affordability
The reality is that when it comes to homeownership affordability, gains aren’t made through big legislative proposals, but through positive incremental steps by the agencies
Amanda Tucker Appointed to CHLA’s Board of Directors
(Washington, D.C.) – The Community Home Lenders of America (CHLA) announced today that Amanda Tucker has been appointed to the Board of Directors. In this role,