Op-Ed

Op-Ed

Scotsman Guide June Magazine: Temper Ideals with Reality in Housing Reform – Preserve Key Federal Mortgage Programs

CHLA Board Member Michael Delehanty (Chief Financial Officer of Mountain West Financial) argues for the need for a sound understanding of the critical role that FHA, Fannie Mae, and Freddie Mac play in our nation’s housing policy – cautioning that indiscriminate efforts to reduce their footprint to encourage “private capital” could fail at that objective, reducing mortgage loan availability in the process.

The Hill Op-Ed: Protect Small Lenders in GSE Reform

CHLA President Don Calcaterra, Jr. (President of Local Lending Group) highlights his testimony before a December House Financial Services Committee GSE Reform hearing outlining CHLA priorities to protect small lenders – including opposing allowing Wall Street Banks to gain a foothold in the primary market through new GSE charters and the importance of a cash window, G Fee parity, and equitable small lender access.

CHLA Op-Ed: It's Time for a New Regulatory Paradigm – November 2018

More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders Association “…the time has come for a more even-handed approach to mortgage regulation — a new paradigm if you will — that puts the focus on borrowers; bases the extent of regulation on a lender’s size and borrower impact; and targets regulatory relief to

CHLA Op-Ed: How IMBs are leading the way (8/9/18)

This Op-Ed appeared in HousingWire on August 9, 2018. by  Scott Olson Independent mortgage bankers have increasingly been in the news of late. Ten years after the 2008 housing crisis, the strong trends of IMB growth in mortgage lending continue as banks show little sign of reversing their retreat from our mortgage markets. Community-based IMBs have thrived because they are small businesses, whose owners and employees live and

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