scotsman guide: An Invisible Monopoly Isn’t Needed In the Mortgage Process
In a Scotsman Guide Op-ed, CHLA Executive Director explains why lenders benefit from fintech service providers like ICE and Black Knight – but nevertheless CHLA is opposing their merger to prevent monopoly pricing and tying tactics – to protect lenders and the consumers they serve.
the mortgage note: Community Home Lenders Of America To Influence Mortgage Policies In Washington
Scott Olson, CHLA’s Executive Director, explains why CHLA and CMLA merged in an oped that cites past accomplishments and CHLA’s vision going forward.
national mortgage news Op-ed – Modernizing FHA for the 21st century
A CHLA Op-ed in National Mortgage News features a detailed policy plan to modernize FHA, including expediting IT upgrades, giving FHA higher pay scale authority, more flexibility for contracting, and access to direct spending for salaries and expenses
housing wire: Is it time to bring Fannie and Freddie out of conservatorship
CHLA’s Executive Director Scott Olson explains how well the HERA legislation, which established the framework for the conservatorship of Fannie Mae and Freddie Mae, has held up over the last 14 years.
National mortgage News: CHLA Oped recommending changes to FHFA proposal to protect smaller lenders
In a National Mortgage News oped, CHLA Executive Director summarizes this week’s CHLA comment letter on FHFA proposed seller/servicer financial requirements – suggesting changes to protect smaller IMBs
Housing Wire Op-ED: CRA for IMBs wont work as advertised
In an op-ed in Housing Wire, Craig Thomas, CHLA’s Policy Director, explains that CRA has not worked well in Massachusetts – and offers a number of ways that other states that have adopted CRA for IMBs can implement it in a streamlined way that avoids over-regulation of smaller IMBs to no public purpose.
CHLA submits comment letter on illinois CRA draft regulations
CHLA submits a formal comment letter on the draft regulations to implement the Illinois CRA law for IMBs – including a proposal to increase minority
Scotsman Guide: FHFA delays implementation of controversial DTI-based loan fees
A Scotsman Guide article on FHFA’s 3-month delay of higher LLLPAs for GSE loans over 40% DTI highlights CHLA’s praise for the delay and continued
Housing wire: Setting the record straight on IMBs
A Housing Wire Oped by Christina Brown of Atlantic Bay Mortgage explains the CHLA release of their report on IMB regulatory creep – rebutting the