Inside mortgage finance: High-LTV-Ratio Borrowers Struggle to Compete
Article features CHLA Roundtable, which highlighted home sellers’ inclination not to accept offers from FHA and other low down payment home buyers
CHLA in the News
housing wire: The Gathering 2026: Mortgage execs debate the hidden risks of credit score reformhousing wire:
Article about Housing Wire’s “The Gathering” event cites comments by Rob Zimmer of CHLA, on the best way to reform credit scores.
scotsman guide: “CHLA cautions ‘unwillingness to act boldly’ is deepening housing divides”
Article highlights CHLA’s White Paper on Gen Z Homeownership Challenges
scotsman guide: “CFPB final rule unveiled, will ‘amend provisions related to disparate impact’”
CHLA praises CFPB elimination of disparate impact – noting that “The use of disparate impact goes beyond the assessment of actual discrimination on the part… Read More »scotsman guide: “CFPB final rule unveiled, will ‘amend provisions related to disparate impact’”
scotsman Guide: “CHLA urges FHFA to fast-track VantageScore as FICO prices soar 1,567% since 2022”
Article features CHLA’s letter to FHFA, citing excessive FICO price hikes and asking for actions to increase competition by fast tracking Vantage Score and potentially… Read More »scotsman Guide: “CHLA urges FHFA to fast-track VantageScore as FICO prices soar 1,567% since 2022”
politico: “AI use in housing is booming. The rules to keep it fair are shrinking”
Politico article on use of Artificial Intelligence in housing and mortgages notes CHLA’s concerns about over-regulating the use of AI.