“Equally important, there must be substantive small lender protections to protect community independent mortgage banks (IMBs) and community banks – to ensure that a level… Read More »HousingWire – Ending the Fannie/Freddie conservatorships
Unbeknownst to many, there’s another factor significantly contributing to the housing affordability crisis in this country – it’s called the credit scoring industry.
IMBs join associations such as CHLA for another reason. The big IMBs — like the big banks — have the economies of scale to support… Read More »Scotsman Guide – A Need for Someone in Your Corner
Federal Housing Finance Agency (FHFA) Director Sandra Thompson recently announced its conditional approval of Freddie Mac pilot to purchase second mortgages.I’ve personally been an outspoken supporter of… Read More »HousingWire – Opinion: Freddie Mac second mortgage loans further its mission
June is National Homeownership Month. So the Community Home Lenders of America (CHLA) has called on Congress to begin debate and ultimately enact a Mortgage… Read More »tHE mORTGAGE NOTE – A National Homeownership Month Scorecard