GSEs – Federal Regulation
Parity – Equitable Treatment of Lenders by Size In order to promote mortgage market competition, and to assure fair and equal treatment for the borrowers… Read More »GSEs – Federal Regulation
Parity – Equitable Treatment of Lenders by Size In order to promote mortgage market competition, and to assure fair and equal treatment for the borrowers… Read More »GSEs – Federal Regulation
Reducing Annual Premiums Since February, 2014, the CHLA has led the push for a reduction in the annual premiums that FHA charges on its loans… Read More »FHA – Access and Affordability
Issue On January 20, 2013, the CFPB adopted its Loan Originator Compensation Rule, which took effect in January, 2014. Among other things, the rule implements Section… Read More »SAFE Act Parity
The Community Home Lenders Association recognizes that abuses that took place in the subprime era harmed consumers, housing markets, and the broader economy. While CHLA… Read More »Mortgage Rules and Regulations
MORTGAGE REFORM RECOMMENDATIONS COMMUNITY HOME LENDERS ASSOCIATION (CHLA) The prospects for action on either the House or Senate floor on GSE reform in the… Read More »GSEs – Congressional Mortgage Reform
Problem The SAFE Act requires mortgage loan originators (LOs) that work for non-depository institutions (non-banks) to be registered and licensed, to complete 20 hours of… Read More »Transitional Licensing