Advocacy
CHLA, CAI Ask Administration to have FHA Finance Condos in projects approved by fannie mae and freddie mac
CHLA, CAI Ask Administration to Add FHA Condo Loan Flexibility to Presidential Emergency Housing DeclarationSUGGESTION: Allow FHA to Finance Condominiums in Projects Approved by Fannie Mae and Freddie Mac Contact: Scott Olson For Immediate Release 571-527-2601 September 17, 2025 Washington, D.C. — The Community Home Lenders of America (CHLA) and the Community Associations Institute (CAI) today jointly called on the Trump Administration to allow the Federal Housing Administration (FHA) to insure loans on condominiums in
46 IMBs Send Letter with GSE Conservatorship Exit Priorities
Washington, D.C. — 46 independent mortgage banks (IMBs) sent a joint letter today to Treasury Secretary Bessent and FHFA Director Pulte identifying IMB priorities for a Fannie/Freddie Exit from Conservatorship, to protect smaller IMBs and consumers. https://www.communitylender.org/wp-content/uploads/2025/09/imb_sign_on_letter-gse_exit_conservatorship-05sept2025.pdf The IMB sign-on letter, spearheaded by the Community Home Lenders of America (CHLA), comes one day before the 17th anniversary of Fannie Mae and Freddie Mac
CHLA Unveils Starker Exchange Tax Proposal to Help Young Families Buy Their First Home
The Community Home Lenders of America (CHLA) today unveiled a tax proposal to tap into trillions of dollars of assets locked up by capital gains tax consequences to help children or grandchildren buy their first home. CHLA released the plan after President Trump recently expressed support for changes to the tax treatment of sale of a personal residence. https://www.communitylender.org/wp-content/uploads/2025/08/CHLA-StarkerforHomeownership.pdf Modeled after the commercial 1031 Starker
CHLA writes FHFA director pulte urging action to restrain price hikes
CHLA sends a letter to FHFA Director Bill Pulte commending him on his calling out FICO and asking for further actions to rein in future FICO price hikes
CHLA releases lo comp white paper
CHLA releases a detailed White paper chronicling the legislative history of the LO Comp law, explaining ways it has harmed consumers, and asking Congress to exempt LO comp rules for practices within firms.
CHLA Writes Senate asking for state moratorium on AI limits
CHLA sends a letter to the Senate, asking them to support the provision in the House tax bills to put a 10-year moratorium on state laws that limit use of Artificial Intelligence (AI)
National mortgage news: fair isaac’s white paper makes it clear it is Raising prices
An Op-ed by Rob Zimmer warns FICO is about to raise prices again – and asks why FICO has slow-walked 10T
HOUSING wire: “TOP 5 IMB PRIORITIES FOR GSES IN A POST-CONSERVATORSHIP WORLD
CHLA highlights 5 IMB priorities for a GSE exit from conservatorship, based on the IMB sign-on letter CHLA spearheaded
HOUSING WIRE: FANNIE, FREDDIE MERGER BUZZ DRAWS MIXED MARKET RESPONSE
A Housing Wire article highlights CHLA’s strong opposition to rumors about a potential merger of Fannie Mae and Freddie Mac, citing adverse consequences to IMBs