Advocacy
CHLA concerns regarding single bureau credit pulls
CHLA does not support a Single Credit Bureau Pull model, identifying concerns about the approach – released as an Addendum to their 2024 White Paper on Mortgage Credit Score Markets and Pricing
CHLA Writes house VA Committee to oppose VA mortgage fee hikes
The Community Home Lenders of America sent a letter to the Chairman and Ranking Member of the House Veterans Committee, opposing proposed VA mortgage fee hikes being proposed as a budget offset for a bill being marked up tomorrow.
CHLA Comment Letter supports end of ECOA disparate impact – advances better ways to achieve objectives
A CHLA comment letter to the CFPB supports the proposed elimination of disparate impact in ECOA – and advances better ways to achieve its objectives, like ending FHA Life of Loan premiums and cutting GSE LLPAs
CHLA, ICBA urge Treasury, FHFA to have GSEs purchase mbs to bring down mortgage rates
CHLA and ICBA jointly write a letter to Treasury Sec. Bessent and FHFA Director Pulte asking them to have Fannie Mae and Freddie Mac purchase mortgage backed securities (MBS) to reduce spreads between mortgages and Treasuries and enhance homeownership affordability
CHLA, CAI Ask Administration to have FHA Finance Condos in projects approved by fannie mae and freddie mac
CHLA, CAI Ask Administration to Add FHA Condo Loan Flexibility to Presidential Emergency Housing DeclarationSUGGESTION: Allow FHA to Finance Condominiums in Projects Approved by Fannie Mae and Freddie Mac Contact: Scott Olson For Immediate Release 571-527-2601 September 17, 2025 Washington, D.C. — The Community Home Lenders of America (CHLA) and the Community Associations Institute (CAI) today jointly called on the Trump Administration to allow the Federal Housing Administration (FHA) to insure loans on condominiums in
Housing wire: Mortgage trade groups urge rollback of proposed VA loan fee hikes
Housing Wire article about CHLA’s successful effort to kill VA mortgage fee hikes for home purchase loans in Veterans’ Affairs Committee markup of H.R. 6047
scotsman guide: Fannie, Freddie leaders resisted VantageScore approval in 2022
A Scotsman Guide article fatures an HPC FOIA release with FHFA analysis showing that a single bureau credit pull decreased reliability in predicting borrower performance
national mortgage news: The mortgage market runs on IMBs. Washington hasn’t caught upnational mortgage news:
An Op-Ed by CHLA President Taylor Stork highlights the key findings in CHLA’s annual IMB Report