Advocacy
CHLA, ICBA urge Treasury, FHFA to have GSEs purchase mbs to bring down mortgage rates
CHLA and ICBA jointly write a letter to Treasury Sec. Bessent and FHFA Director Pulte asking them to have Fannie Mae and Freddie Mac purchase mortgage backed securities (MBS) to reduce spreads between mortgages and Treasuries and enhance homeownership affordability
CHLA, CAI Ask Administration to have FHA Finance Condos in projects approved by fannie mae and freddie mac
CHLA, CAI Ask Administration to Add FHA Condo Loan Flexibility to Presidential Emergency Housing DeclarationSUGGESTION: Allow FHA to Finance Condominiums in Projects Approved by Fannie Mae and Freddie Mac Contact: Scott Olson For Immediate Release 571-527-2601 September 17, 2025 Washington, D.C. — The Community Home Lenders of America (CHLA) and the Community Associations Institute (CAI) today jointly called on the Trump Administration to allow the Federal Housing Administration (FHA) to insure loans on condominiums in
46 IMBs Send Letter with GSE Conservatorship Exit Priorities
Washington, D.C. — 46 independent mortgage banks (IMBs) sent a joint letter today to Treasury Secretary Bessent and FHFA Director Pulte identifying IMB priorities for a Fannie/Freddie Exit from Conservatorship, to protect smaller IMBs and consumers. https://www.communitylender.org/wp-content/uploads/2025/09/imb_sign_on_letter-gse_exit_conservatorship-05sept2025.pdf The IMB sign-on letter, spearheaded by the Community Home Lenders of America (CHLA), comes one day before the 17th anniversary of Fannie Mae and Freddie Mac
CHLA Unveils Starker Exchange Tax Proposal to Help Young Families Buy Their First Home
The Community Home Lenders of America (CHLA) today unveiled a tax proposal to tap into trillions of dollars of assets locked up by capital gains tax consequences to help children or grandchildren buy their first home. CHLA released the plan after President Trump recently expressed support for changes to the tax treatment of sale of a personal residence. https://www.communitylender.org/wp-content/uploads/2025/08/CHLA-StarkerforHomeownership.pdf Modeled after the commercial 1031 Starker
CHLA writes FHFA director pulte urging action to restrain price hikes
CHLA sends a letter to FHFA Director Bill Pulte commending him on his calling out FICO and asking for further actions to rein in future FICO price hikes
national mortgage news: cfpb kills two biden-era nonbank registries, citing costs
A National Mortgage News Article highlights CFPB rescission of two burdensome CFPB registry requirements, quoting CHLA’s criticisms that the requirements are burdensome and redundant. “As
National mortgage news: fair isaac’s white paper makes it clear it is Raising prices
An Op-ed by Rob Zimmer warns FICO is about to raise prices again – and asks why FICO has slow-walked 10T
HOUSING wire: “TOP 5 IMB PRIORITIES FOR GSES IN A POST-CONSERVATORSHIP WORLD
CHLA highlights 5 IMB priorities for a GSE exit from conservatorship, based on the IMB sign-on letter CHLA spearheaded