Advocacy
CHLA Comment Letter supports end of ECOA disparate impact – advances better ways to achieve objectives
A CHLA comment letter to the CFPB supports the proposed elimination of disparate impact in ECOA – and advances better ways to achieve its objectives, like ending FHA Life of Loan premiums and cutting GSE LLPAs
CHLA, ICBA urge Treasury, FHFA to have GSEs purchase mbs to bring down mortgage rates
CHLA and ICBA jointly write a letter to Treasury Sec. Bessent and FHFA Director Pulte asking them to have Fannie Mae and Freddie Mac purchase mortgage backed securities (MBS) to reduce spreads between mortgages and Treasuries and enhance homeownership affordability
CHLA, CAI Ask Administration to have FHA Finance Condos in projects approved by fannie mae and freddie mac
CHLA, CAI Ask Administration to Add FHA Condo Loan Flexibility to Presidential Emergency Housing DeclarationSUGGESTION: Allow FHA to Finance Condominiums in Projects Approved by Fannie Mae and Freddie Mac Contact: Scott Olson For Immediate Release 571-527-2601 September 17, 2025 Washington, D.C. — The Community Home Lenders of America (CHLA) and the Community Associations Institute (CAI) today jointly called on the Trump Administration to allow the Federal Housing Administration (FHA) to insure loans on condominiums in
46 IMBs Send Letter with GSE Conservatorship Exit Priorities
Washington, D.C. — 46 independent mortgage banks (IMBs) sent a joint letter today to Treasury Secretary Bessent and FHFA Director Pulte identifying IMB priorities for a Fannie/Freddie Exit from Conservatorship, to protect smaller IMBs and consumers. https://www.communitylender.org/wp-content/uploads/2025/09/imb_sign_on_letter-gse_exit_conservatorship-05sept2025.pdf The IMB sign-on letter, spearheaded by the Community Home Lenders of America (CHLA), comes one day before the 17th anniversary of Fannie Mae and Freddie Mac
CHLA Unveils Starker Exchange Tax Proposal to Help Young Families Buy Their First Home
The Community Home Lenders of America (CHLA) today unveiled a tax proposal to tap into trillions of dollars of assets locked up by capital gains tax consequences to help children or grandchildren buy their first home. CHLA released the plan after President Trump recently expressed support for changes to the tax treatment of sale of a personal residence. https://www.communitylender.org/wp-content/uploads/2025/08/CHLA-StarkerforHomeownership.pdf Modeled after the commercial 1031 Starker
housing wire: Mortgage trade groups back CFPB plan to revise ECOA. Consumer groups push backhousing wire:
A Housing Wire article highlights CHLA’s comment letter to the CFPB, supporting elimination of disparate impact in ECOA – and suggesting better options to achieve
Housing Wire: an action plan for condo affordability
An piece by Kelly Welch puts forward a series of commendations, developed through the CHLA Condo Working Group, for enhancing loan opportunities for condominiums
national mortgage news: cfpb kills two biden-era nonbank registries, citing costs
A National Mortgage News Article highlights CFPB rescission of two burdensome CFPB registry requirements, quoting CHLA’s criticisms that the requirements are burdensome and redundant. “As