GSEs – Federal Regulation
Parity – Equitable Treatment of Lenders by Size In order to promote mortgage market competition, and to assure fair and equal treatment for the borrowers… Read More »GSEs – Federal Regulation
Blog
FHA – Access and Affordability
Reducing Annual Premiums Since February, 2014, the CHLA has led the push for a reduction in the annual premiums that FHA charges on its loans… Read More »FHA – Access and Affordability
SAFE Act Parity
Issue On January 20, 2013, the CFPB adopted its Loan Originator Compensation Rule, which took effect in January, 2014. Among other things, the rule implements Section… Read More »SAFE Act Parity
Mortgage Rules and Regulations
The Community Home Lenders Association recognizes that abuses that took place in the subprime era harmed consumers, housing markets, and the broader economy. While CHLA… Read More »Mortgage Rules and Regulations
CHLA challenges FHFA IG report on risk from smaller nonbank lenders – Housing Wire 7/23/14
Report lacks evidence to support claims, ignores other key factors July 23, 2014 by Trey Garrison From this referenced article in Housing Wire: “The Community… Read More »CHLA challenges FHFA IG report on risk from smaller nonbank lenders – Housing Wire 7/23/14
CHLA Letter to FHFA Director Mel Watt Re: IG Report Conclusions – 7/23/14
2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 July 23, 2014 Hon. Mel Watt Director Federal Housing Finance Agency 400 7th Street… Read More »CHLA Letter to FHFA Director Mel Watt Re: IG Report Conclusions – 7/23/14