Advocacy
CHLA concerns regarding single bureau credit pulls
CHLA does not support a Single Credit Bureau Pull model, identifying concerns about the approach – released as an Addendum to their 2024 White Paper on Mortgage Credit Score Markets and Pricing
CHLA Writes house VA Committee to oppose VA mortgage fee hikes
The Community Home Lenders of America sent a letter to the Chairman and Ranking Member of the House Veterans Committee, opposing proposed VA mortgage fee hikes being proposed as a budget offset for a bill being marked up tomorrow.
CHLA Comment Letter supports end of ECOA disparate impact – advances better ways to achieve objectives
A CHLA comment letter to the CFPB supports the proposed elimination of disparate impact in ECOA – and advances better ways to achieve its objectives, like ending FHA Life of Loan premiums and cutting GSE LLPAs
housing wire: Insurance is having a growing impact on condo affordabilityhousing wire:
Kelly Welch analyzes condo insurance changes made the previous week by Fannie Mae and Freddie Mac, and makes suggestions going forward on how to improve
HOUSING WIRE: SINGLE CREDIT BUREAU PULLS – LOOK BEFORE YOU LEAP
An Op-Ed by CHLA President Taylor Stork highlights how a single bureau credit report could increase risk and raise rates
Housing wire: Mortgage trade groups urge rollback of proposed VA loan fee hikes
Housing Wire article about CHLA’s successful effort to kill VA mortgage fee hikes for home purchase loans in Veterans’ Affairs Committee markup of H.R. 6047