Article highlights CHLA push for qualified IMBs to gain access to FHLBank membership and liquidity — while simultaneously warning regulators against allowing the banks to move too far into mortgage purchasing.

Article highlights CHLAs support for giving FHLBs greater operational flexibility and concerns that expansion of activities could create unnecessary systemic risk.

Group warns against expanded mortgage purchases while urging modernized membership and annual lending reviews

Article highlights CHLA comments to the CFPB calling for changes to the current QM rule to facilitate first-time home buyer activity.

Article highlights CHLA’s call to modernize TRID by adopting a bona fide financial emergency waiver disclosure for consumers; revising tolerance categories, and finalizing a risk-based supervisory framework for smaller IMBs.

Article highlights CHLA request to the CFPB to limit the federal loan originator compensation rule to payments between separate companies—not what a lender pays its own employees.