An Inside Mortgage Finance article discusses the possibility of increased FHA loan assumptions in a rising interest rate market, highlighting CHLA’s call for a higher permissible lender fee to execute an FHA loan assumption
A CHLA Op-ed in National Mortgage News features a detailed policy plan to modernize FHA, including expediting IT upgrades, giving FHA higher pay scale authority, more flexibility for contracting, and access to direct spending for salaries and expenses
A Housing Wire article about the various groups submitting comment letters on a rule making about the Community Reinvestment Act (CRA) prominently highlighted CHLA’s vigorous pushback against calls to extend CRA to IMBs
CHLA’s Executive Director Scott Olson explains how well the HERA legislation, which established the framework for the conservatorship of Fannie Mae and Freddie Mae, has held up over the last 14 years.
A Housing Wire article highlights CHLA’s letter to the Justice Department seeking an antitrust review of the proposed purchase of Black Knight by ICE – citing concerns for consumers and smaller lenders that would be particularly vulnerable to market concentration.
National Mortgage News article exclusively focusing on CHLA’s letter to the Justice Department seeking an antitrust review of the ICE purchase of Black Knight, in order to protect consumers and smaller IMBs
CHLA Renews Request to Ginnie Mae to Exempt Small and Mid-sized IMBs from Bank-like Capital Requirements
CHLA Letter Identifies Alternative Approaches to Address Liquidity and Going Concern Issues
The Community Home Lenders Association wrote a letter to Ginnie, renewing its request that the government bond insurer “exempt small and mid-sized independent mortgage banks”