Op-Eds
The Hill – A Sliver of Hope for the Skyrocketing Housing Market
In an op-ed for The Hill, Scott Olson and Dave Stevens talk about how regulatory risk, hazard insurance and state regulations are impactful factors associated with increased borrowing costs.
National Mortgage News: Action on mortgage rate levels is needed now
In an op-ed for National Mortgage News, Scott Olson and Dave Stevens talk about the implications, and solutions, regarding rising mortage rates.
Scotsman Guide: Consumers Deserve a Mortgage Bill of Rights
Executive Director Scott Olson talks about CHLA’s Consumer Mortgage Bill of Rights, which identifies the different areas of the mortgage industry where consumer protections need to be strengthened.
National Mortgage News: Opinion: 6 Lessons Learned After the Merger of Small IMB Trade Groups
Our president, Taylor Stork, talks about the 6 lessons we’ve learned over the past year. The first lesson? The need for a national trade group that advocates for the interests of small to mid-sized IMBs.
Mortgage Note: Opinion: Time For A Consumer Mortgage Bill Of Rights
While the mortgage lending industry offers extensive consumer protections, CHLA recognizes that there are still a number of loopholes that create gaps in such protections. Thus, CHLA created the “Consumer Mortgage Bill of Rights” — a document addressing these gaps and providing solutions that will fill them.
Scotsman Guide: Homeownership Should Be a National Priority
In a new Scotsman Guide piece, CHLA Executive Director Scott Olson implored legislators to make access to affordable homeownership a top priority on their 2024 agendas. “Older Americans are flush with equity in their homes due to the price boom over the past 15 years. But younger Americans are increasingly locked out of homeownership and the resulting wealth it creates, consigning them to ever-increasing rent
NATIONAL MORTGAGE PROFESSIONAL: IMBs Make Most Mortgages – CHLA Says It’s Time They Got FHLBank Access
Article highlights CHLA push for qualified IMBs to gain access to FHLBank membership and liquidity — while simultaneously warning regulators against allowing the banks to
SCOTSMAN GUIDE: FHFA gets just five comments on plan to repeal regulation at Federal Home Loan Banks
Article highlights CHLAs support for giving FHLBs greater operational flexibility and concerns that expansion of activities could create unnecessary systemic risk.
HOUSING WIRE: CHLA wants IMBs to be eligible for FHLBank membership
Group warns against expanded mortgage purchases while urging modernized membership and annual lending reviews